Swiper No Swiping

Budget is tight these days, after the December rush...the dust have settled and I am now paying for the endless "swiping". Ack. I know I can always turn to payday loans if push comes to shove but I'd really rather not. I've gone through life without getting a loan just yet. Well, maybe this year we'll make an exception. Our room's flooring and comfort room will be having a renovation so that entails a huge cash out on our part. I just hope the contractor will get back to us on the estimate so we can allot a budget for it soon. With the way things are going, I am forced to stop drooling on those fab bags just yet. There are more important things to buy.